AI-assisted drafting for appraisers: guardrails that survive audit
Where AI belongs in a valuation report, where it does not, and how to document AI use so an auditor cannot invalidate your opinion.
Regulators have moved from "AI is banned" to "AI is fine if you document it." RICS updated its guidance in Q1 2026, USPAP followed in Q2, and IVS added an explicit AI disclosure clause in 2025. The framework is now clear: AI can draft, humans must decide, and the report must say what was AI-assisted.
Where AI belongs: narrative first drafts (market commentary, methodology explanation, executive summary), comparables shortlisting from a pool of 100+ candidates, consistency checks against firm precedents, translation between working language and client language. In all of these the expert reviews and signs.
Where AI does not belong: the conclusion of value, the choice of valuation approach, adjustments to comparables, or any judgment that the expert's qualification specifically covers. If an auditor asks "who made this decision" the answer must be a licensed human, not a model.
Document AI use in a two-line disclosure near the sign-off: which sections were AI-assisted, which model and version was used, that the expert reviewed and approved the final text. GARAASSETS's AI disclosure block auto-populates from the actions taken on the case.