Real estate valuation in the GCC: Taqeem, RERA, TAMM in one workflow
How to run a single valuation case that satisfies Saudi Taqeem, Dubai RERA, and Abu Dhabi TAMM disclosure requirements without duplicating work.
Three regulators, three registration regimes, and one property to value. If you work across the GCC, you have already discovered that a Saudi Taqeem report will not pass RERA review in Dubai, and a RERA report will not satisfy TAMM in Abu Dhabi. The good news is that the underlying methodology overlaps almost entirely — the deltas are disclosure, sign-off, and terminology.
Start with IVS 2025 as the neutral baseline. All three regulators accept IVS-conformant methodology; what they add on top is jurisdictional. Taqeem requires the licensed appraiser's SAMA registration number, purpose declaration in Arabic, and a signed Zakat/tax disclosure. RERA requires a Dubai Land Department reference number, a market-condition statement dated within 30 days, and a bilingual EN/AR sign-off. TAMM requires an emirate-issued case ID and the Abu Dhabi valuation council's standardised comparables table.
The trap most cross-border appraisers fall into is producing three separate reports. Do not. Produce one based on IVS methodology base and generate three regulator-specific cover packs from the same evidence set. GARAASSETS's GCC template ships with all three jurisdictional overlays and switches Arabic terminology automatically (تقييم عقاري for KSA, تقدير القيمة السوقية for UAE).
The last mile is currency and units. GCC clients expect local currency (SAR, AED, QAR) with a footnote in USD, and metric units with a footnote in imperial for oil-and-gas linked assets. All of this should be a template choice, not a re-write.